HOW OUR PROGRAM WORKS

At RTO Cellular, we’ve designed our rent-to-own program to make owning the latest smartphones easy and affordable, regardless of your credit history. Here’s how it works:

1. ELIGIBILITY:

To qualify for our rent-to-own program, you must have a minimum monthly income of $2000. We don’t perform credit checks, so whether you have no credit or bad credit, you’re still eligible to join our program.

2. APPLICATION PROCESS:

Getting started is simple. You can apply for our rent-to-own program either online, by phone, or by visiting one of our locations. Once you’ve provided the necessary information and documentation to verify your income, you’ll be approved to start shopping for your dream phone.

3. SELECTION:

Browse our wide selection of the latest smartphones from top brands. Choose the device that best fits your needs and preferences, knowing that you’ll be able to enjoy it without the burden of a hefty upfront cost.

4. PAYMENT STRUCTURE:

Upon approval, you’ll be required to make a down payment on your chosen device. This down payment helps to secure your phone and cover initial costs. After that, you’ll make weekly or biweekly payments, depending on your preference and budget.

5. RENT-TO-OWN PERIOD:

Our rent-to-own program operates on a 12-month basis. Over the course of this period, you’ll gradually pay off the remaining balance of your phone. With each payment, you’ll be one step closer to full ownership.

6. EARLY PAYOFF OPTION AND CANCEL ANYTIME:

We understand that circumstances can change, which is why we offer an early payoff option. If you’re able to pay off the remaining balance of your phone before the end of the 12-month period, you can do so without any penalties or additional fees. Additionally, if at any point during the rental period you decide to cancel the agreement, you can do so hassle-free. We believe in providing flexibility and transparency to our customers, ensuring that you have full control over your experience with us.

7. NATIONWIDE SHIPPING:

No matter where you are in the United States, you can take advantage of our rent-to-own program. We offer nationwide shipping, ensuring that you can enjoy the convenience of our service no matter where you’re located.

8. CUSTOMER SUPPORT:

Throughout your rent-to-own journey, our dedicated customer support team is here to assist you every step of the way. Whether you have questions about your payments or need technical support for your device, we’re just a phone call or email away.

GET STARTED TODAY:

Ready to experience the freedom and flexibility of our rent-to-own program? Apply now and take the first step towards owning the smartphone of your dreams. At RTO Cellular, we’re committed to making technology accessible to everyone, one phone at a time.